Fair Credit Cards
What is a fair credit score? Fair score means you've overcome bad credit upper threshold, and your fair rating's between 620-659. Get your free credit report and score and make sure you qualify for fair cards and loans for fair score.
What is a fair card or loan with fair score intended for? Primarily, they help you to improve your credit history. Fair cards are reported to 3 major bureaus as unsecured cards, which contributes in building good credit history.
Whatever way of getting consumer fair score you choose, a card for fair score or one of loans for people with fair score, be aware of your score to avoid issuing companies' or loan centers' refusals!
Check your report and score and apply for cards you're likely to get. Increase your credit score, listed as fair by credit report bureaus, making payments timely!
Best Credit for Fair Credit
Fair Credit Cards
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Capital One®
Standard Platinum
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see details
 No Annual Fee.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.8%.
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Fair Credit Cards
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Capital One®
No Hassle CashSM Rewards
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see details
25% Annual Bonus on the cash you earn.
1% cash back on every purchase.
0% Intro APR on Purchases until December 2008.
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Fair Credit Cards
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Capital One®
No Hassle PointsSM Rewards
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see details
5 points per dollar spent at gas stations, major grocery and drug stores.
1 point per purchase everywhere else.
0% Intro APR on Purchases until December 2008.
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A fair credit score is a middle step between poor and positive credit. If your score's listed as fair by a bureau you apply to for getting your report and score, you can apply for cards with fair history.
Having no history and applying for no score cards (secured cards) now, you'll deserve the right to apply for unsecured cards for bad score. Step by step, your score will increase provided your financial behavior's wise. Apply for a card for fair score or take one of loans for fair score and strengthen your score!
Bank Name
Credit Card Name
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Intro APR
PURCH.
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Intro Period
PURCH.
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APR %
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Setup Fee
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Annual Fee
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Apply
Details
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Capital One®
Classic Platinum
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0% |
Until
December
2008 |
14.9% |
$0 |
$19 |
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
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Fair credit is a good chance to attain financial "positivity". Being a reliable client, you increase your chance to replace secured bad score cards with unsecured fair to bad score cards, and, finally, choose one of smart good card offers.
Having fair score, you can apply not only for one of cards for people with fair credit, but also to the loan center for a loan. Read more on this in our articles on credit or respective books on credit. Find other articles about credit terms, learn how to improve bad score or establish business, to take small business loan or how to get bad score loan from student loan center.
Study our card fraud articles, describing card fraud types, identity theft fraud (unauthorized use of personal information), credit card scam etc. Learn the ways of card fraud detection and prevention, including initiating bureau fraud alert.
Remember, fair score is just an impulse to fight more fiercely for getting better cards. Your choice of fair credit card offers is really decisive, while it's the last step before you'll reach good score. Apply for a card now, make your payments punctually and reinforce your score!
Bad/No Credit Cards
Bad No credit credit cards are cards issued for people with bad score, which is lower than 620. Cards for bad score split into secured and unsecured cards for people with bad score.
Start repairing or establishing your credit score with a secured card, where security deposit stands for guarantee that you'll pay your debt. Make application for a card with a secured line and prove to be reliable client!
Many of unsecured bad cards are instant approval cards for bad score, giving you instant online approval and saving your time. Apply for a card with bad score and restore your score!
Good Credit cards
Good credit cards are plastic cards for those, whose score is between 660-749. With good score you're eligible for good score cards.
Asking yourself -"how good is my credit?"- check your score with 3 major credit bureaus: TransUnion, Equifax and Experian. Make sure you're likely to get good cards, while the card issuer denial will hurt your score!
Qualifying for good credit cards, think of the card features you want your plastic to have. Compare the cards' terms and fees, if any, take into consideration rewards and cash back. Apply for a good card you like!
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