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MasterCard®/Visa

MasterCard®/Visa

First PREMIER Bank

Apply Now!
 
Card Highlights:    
 
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Bad / No

Issuing Country:

United States

 
     
   
 
Available Rewards:    
 
 
For explanation of each icon click here
Miles Cash Points Charity

Miles

Cash

Points

Charity

 
     
 
About:    
 
 
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • Credit Decision in Seconds.
  • The Right Credit Card for those with less than perfect credit.
  • Reports monthly to 4 Major Credit Bureaus.
  • No checking account required.
  • No Reason to Wait - Apply Now.
 
     

Credit Card Rates

 
Purchases:    
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.9%12

Default APR:

19.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:    
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:    
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.9%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:    
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
 
Cash Advance Fees:    
 
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:    
 
 

Minimum:

n/a

Fee Rate:

1%

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:    
 
 

Setup Fee:

$29

 
     
 
Maintenance Fees:    
 
 

Annual Fee:

$48

 
     
 
Penalty Fees:    
 
 

Late Payment Fee:

$29

 
     
12 Click here to see credit card Terms and Conditions for actual Rate and Term Length information.



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